'Civil Liability'

What is a civil liability type of policy?

Civil liability is the potential for responsibility of payment to an aggrieved party due to the violation of a civil law, tort, or breach of contract. Civil liability differs from criminal liability in that violations of torts or contract terms do not subject the liable party to punishment for a crime, though civil liability can include punitive monetary damages or other court enforcement. In professional indemnity insurance terms, civil liability is the widest available form of cover.