Risk Presentation


School board with You Look Great written and a red heartThe professional indemnity underwriter is not a robot and underwriting a corporate professional indemnity risk is not an exact science. It requires intuition, skill and a broad knowledge of many disciplines.

The Underwriter will form their view on the quality of a firm from a variety of many factors.

The proposal form is a presentation of your business to the insurance market. Frequent spelling mistakes, questions not answered or illegible handwriting makes a firm appear lacking attention to detail, unprofessional and a less attractive insurance risk.

In addition to the proposal form they may also check the firm’s website, look for any press coverage or online reviews, their credit score or visit Companies House all as part of a due diligence process.

You could be the most professional and lowest risk firm in the world, but if you don’t present yourself in the right way to your PI Insurer, your premium might not fully reflect it.

As professional indemnity specialists we understand how the underwriter thinks and what they are looking for. We work with firms on their risk profile to ensure they pay the best premium for their business, translating our knowledge and expertise into a premium saving.

For more information, please call us on 0345 251 4000 or email support@professionalindemnity.co.uk.