Professional Indemnity Fractal What does 'Any One Claim' mean?

Any One Claim (also referred to as 'Each and Every' claim), is a term that states the type of limit of indemnity provided under a professional indemnity policy.

It means the number of claims which can be notified within the policy period is unlimited. For example, if the policy provides a limit of indemnity of £ 100,000, you can notify one claim of up to £ 100,000 or multiple claims during the policy period. One claim for £ 100,000 will not exhaust the policy and the amount of claims the policy will cover during the policy period is unlimited.

An alternative but less generous basis of cover is an Aggregate limit of indemnity.

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