What does 'Utmost Good Faith' mean?

Utmost Good Faith is a term which means both parties to the insurance contract have a duty to act honestly and not mislead or withhold critical information from one another. A breach of this duty by the proposer can entitle the insurer to repudiate liability and reject a claim.

For further reading about the obligation of full disclosure under an insurance contract, please read our free guide A Guide To The Insurance Act.

For more information or a discussion with one of our experts, please call 0345 251 4000.