What is a Proposal Form?

The Proposal Form is a questionnaire sent by an insurer or broker to a person or firm requiring professional indemnity insurance. 

It should contain sufficient information to assist the insurance underwriter in deciding whether or not to accept a risk, what premium to charge and the terms and conditions to apply if the risk is accepted. 

It is important that the information provided is truthful and sufficient, as required under the terms of the Insurance Act 2015. The information provided in the proposal form will form the basis of the insurance contract.

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