A retroactive date means that a professional Indemnity policy is providing you with protection for your work carried out after that date. For example if the policy has a retroactive date of the 1st January 2015 you would be covered for claims made against you for your work carried out after 1st January 2015. For full protection, the retroactive date is normally the date you begin trading. For more information please view our Run Off guidance note here.
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